Top Merchants Are Winning with Embedded Lending — Here’s How You Can Too:

Seamless Multi-Lender Integration

Instantly connect with a network of embedded finance providers — no complex setup required.

Financing for Every Customer

Offer tailored loan options across the full credit spectrum — from prime to subprime.

Higher Approvals, More Conversions

Leverage built-in compliance and smart matching to maximize approvals and boost sales.

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Access a Powerful Lender Network

Connect to top-tier, mid-tier, and subprime lenders — with approval rates exceeding 85% in key industries — to maximize funding options for your clients.

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Win More Customers, Stand Out from Competitors

Flexible financing helps you attract new clients, close more deals, and build long-term loyalty.

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Drive Higher Revenue

Enable installment payments to boost average order value, grow sales, and improve cash flow.

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All-in-One Platform

Manage financing, support, and reporting from a single login — with 24/7 support and an intuitive dashboard built for simplicity.

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Expand Your Reach with Flexible Financing

Tap into a wide network of lenders to serve more customers, regardless of credit profile. With inclusive financing options, you’ll increase approvals, attract new business, and gain a competitive edge.

Get Started
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How it Works

Discover how our streamlined financing process connects customers with lenders and ensures fast payouts to merchants — All in just 4 Simple Steps
Get Started
1

Customer Applies via Merchant

The merchant submits a financing request on behalf of the customer using the platform.

2

Request Sent to Lender Network

The application is automatically routed to multiple lending partners.

3

Offer Matched & Approved

A lender may approve the request and extend a loan, line of credit, or other financing option.

4

Merchant Gets Paid

If approved, funds are disbursed directly to the merchant within 3–5 business days.

Lendigo Advantages

Discover a comprehensive range of financing options tailored to meet diverse business and customer needs — all in one platform:

For Merchants & Service Providers

Lendigo’s point-of-sale financing empowers merchants, service providers, and contractors to grow their business by offering instant consumer financing at checkout. Our partners see higher conversion rates, increased revenue, and stronger customer loyalty. Join Lendigo today and give your clients more ways to say “yes” — while you grow faster with less friction.

For Lenders

Partner with Lendigo to receive high-intent financing leads — without increasing your marketing budget. We handle merchant acquisition, lead generation, and customer support, so you can focus on funding. Gain access to exclusive, pre-qualified applications tailored to your lending criteria — no extra overhead required. Join Lendigo’s lender network and start receiving curated leads, hassle-free.

For Customers

Need financing but your provider doesn’t offer it yet? Refer your contractor, healthcare provider, or service professional to Lendigo — and we’ll connect them to our powerful POS financing network. You can also request a personal loan directly through Lendigo and get access to flexible payment options that fit your needs. Empower your service provider. Unlock financing for yourself.

Lending-as-a-Service (LaaS)

Designed for established lenders and financial institutions, Lendigo’s LaaS is a turnkey loan origination system built for POS financing. Easily integrate with your existing infrastructure or use it as a complete end-to-end underwriting and funding platform.
Our LaaS solution offers:
- Fast deployment
- Full customizability
- Seamless application-to-funding flow
- Cost-effective scalability
Launch your lending platform faster — and smarter. Contact us for tailored integrations.

Trusted by

Businesses Nationwide

Precision Auto Works
Jessica Lopez, Co-Owner

“Lendigo helps our clients get back on the road without the stress. Instant approvals and flexible plans boosted our monthly revenue significantly.”

HVAC Solutions Inc.
Mike Turner, Operations Manager

“Before Lendigo, we were losing customers who couldn’t pay upfront. With POS financing, our close rate has increased by 40%. Fast payouts and easy setup made all the difference.”

BrightSmile Dental Group
Dr. Amanda Chen, Founder & Lead Dentist

“Lendigo made it effortless to offer financing for treatments. Patients love the options, and we’ve seen a big uptick in high-ticket procedures.”


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Lendigo FAQ

A seamless checkout option that lets customers break down payments into installments using a single application at the point of sale.
Perfect for merchants, contractors, service providers, and healthcare businesses looking to offer financing at purchase
Customers complete one form at checkout. Lendigo then matches the request across our lender network in real time, ensuring optimal approval chances.
We partner with prime, near-prime, and subprime lenders—covering the entire credit landscape.
Many industries see approval rates exceeding 85% thanks to our cascading lender model.
Once a loan is approved, funds are typically transferred within 3–5 business days.
Choose from easy setup options—API, iframe, or white-label portal—to quickly embed financing into your sales flow.
No—Lendigo includes built-in KYC, AML, and other regulatory checks, so you don't need additional solutions.
Absolutely—our POS financing works for businesses of all sizes, from solopreneurs to large enterprises.
Merchants gain access to a dashboard with real-time performance data: application status, approval rates, funded amounts, and payouts.
We provide full-service onboarding, hands-on training, and 24/7 technical and merchant support.
Flexible pricing models tailored to your volume and goals—choose from subscription or transaction-based plans.