Acquiring high-quality loan applicants is expensive. Digital marketing, call centers, and lead-generation partnerships can eat into margins. For lenders, Lendigo offers a smarter way to grow by embedding lending directly into the point-of-sale experience.
Lendigo connects lenders with borrowers right at the decision point — when they’re in a merchant’s office, reviewing an estimate, and ready to apply. These are intent-rich users actively seeking credit, which translates to higher conversion rates and lower acquisition costs compared to traditional lead-gen sources.
Lenders using Lendigo don’t need to spend thousands on advertising. Instead, they receive direct access to a steady stream of applications sourced through our growing merchant network. This reduces customer acquisition cost (CAC) and boosts ROI.
Each application is processed through Lendigo’s intelligent cascade engine, routing it to the most suitable lender based on credit profile, industry, and loan size. This ensures lenders receive borrowers aligned to their risk appetite, reducing underwriting time and fallout.
Lendigo provides a complete tech stack — from borrower-facing application portals to back-end dashboards — eliminating the need for custom development or integration. Support is also handled centrally, reducing pressure on internal teams.
Whether a lender wants to plug into Lendigo’s existing ecosystem or embed Lendigo’s tools into their own environment, our platform supports various integration models. This ensures seamless implementation and scalability.
Because Lendigo qualifies and pre-screens leads, lenders receive higher-quality applications. Combined with built-in compliance checks and analytics tools, this reduces risk and improves portfolio performance.